The Guangdong-Macau Cross-boundary Motor Insurance (former “Macau Vehicles Going North” Motor Insurance) is underwritten by Macau Insurance Company Limited, hereinafter referred as “Macau Insurance”, which is well known for its expertise and leading position in motor vehicle insurance.

Product Features

• Applicable condition: Macau registered vehicles entering Guangdong Province via Hong Kong-Zhuhai-Macau Bridge (“HZMB”) (including Zhuhai Highway Port) and travelling only within Guangdong Province (including HZMB Mainland China section)
• Eligible vehicles: Macau registered vehicles with applicable permission to travel between Macau and Guangdong Province (“single-plate car”) or between Macau and Hong Kong (“cross-boundary car”); or with applicable permission to travel between Macau and Guangdong Province via HZMB only (“dual-plate cars”)
• Policyholder: Macau residents aged 18 or above
• Application method:
  - Online Application is available for Macau registered non-commercial passenger vehicles with no more than 9 seats (including the driver’s seat) (“Macau registered non-commercial vehicles”)
  - For commercial use vehicles, please contact us via 2855 5078

Product Introduction

Guangdong-Macau Cross-boundary Motor Insurance includes:

Compulsory: Traffic Accident Liability Insurance	Optional: Commercial Motor Insurance
- Third party liability insurance - Coverage is not for personal injury or property damage to persons on board	- Depends on policyholder’s needs to purchase for additional insurance coverage - Extend the limit and scope of the protection - Liability insurance, including Third Party Liability Insurance, Liability Insurance for On-Board Occupants, Additional Liability Insurance for Medical Expense outside the Scope of Mainland China Basic Medical Insurance and Motor Vehicle Roadside Assistance Service

Limit of Liability Per Accident (RMB)			Annual Premium^ (RMB)
Accident Coverage	Liability Coverage	Non-liability Coverage	For Less Than 6 Seats	For 6 to 9 Seats
Death and Disability	180,000	18,000	950	1,100
Medical Expense	18,000	1,800
Property Damage	2,000	100

Motor Vehicle Third Party Liability Insurance			Additional Liability Insurance for Medical Expense outside the Scope of Mainland China Basic Medical Insurance for Third Party
Sum Insured / Limit of Liability Per Accident (RMB)	Annual Premium^ (RMB)		Sum Insured / Limit of Liability Per Accident (RMB)	Annual Premium^ (RMB)
	For Less Than 6 Seats	For 6 to 9 Seats		For Less than 10 Seats
1,000,000	755	894	100,000	35
1,500,000	843	998	150,000	38
2,000,000	922	1,091	200,000	40
3,000,000	1,075	1,271	300,000	45
5,000,000	1,370	1,621	500,000	54

Option 2: Liability Insurance for On-board Occupants and Additional Liability Insurance for Medical Expense outside the Scope of Mainland China Basic Medical Insurance for On-board Occupants (Driver or Passengers)

Liability Insurance for On-Board Occupants		Additional Liability Insurance for Medical Expense outside the Scope of Mainland China Basic Medical Insurance for On-Board Occupants
Sum Insured / Limit of Liability Per Accident (RMB)	Annual Premium^ (RMB)	Sum Insured / Limit of Liability Per Accident (RMB)	Annual Premium^ (RMB)
	For Less Than 10 Seats		For Less Than 10 Seats
10,000	30 / Seat	5,000	8 / Seat
30,000	90 / Seat	10,000	9 / Seat
50,000	150 / Seat	20,000	12 / Seat
100,000	300 / Seat	50,000	15 / Seat

+ Motor Vehicle Roadside Assistance Service is only applicable to non-commercial vehicles with no more than 9 seats (including the driver’s seat) which apply for Option 1 or Option 1+ 2. The number of free services provided is based on the insurance period. A one-year insurance period is eligible for 7 times of free services.

Application Procedures

• Please ensure the application for Guangdong-Macau Cross-boundary has been completed via Macau Transportation Bureau website and notification of car inspection has been received before applying for the Guangdong-Macau Cross-boundary motor insurance (“this product”).
• The applicant has to hold a mandatory motor insurance policy from Macau Insurance in order to apply for this insurance product.
• An e-policy schedule can be immediately downloaded online and received via the applicant’s designated email upon a successful online application. For offline applications through the Customer Service Center, it will take 2 to 3 working days to issue a policy schedule after the submission of required paper documents.

Required Documents

	Policyholder (usually the owner of the car)	Driver(s)
1	Existing Macau Insurance’s motor insurance policy (if any)	-
2	Macau Resident ID #	Macau Resident ID *
3	Vehicle Ownership Registration Documents ~	Mainland China Motor Vehicle Driving License *
4	Vehicle Registration	-
5	The Guangdong-Macau Cross-boundary motor insurance application form (must be filled in and signed by the policyholder)	-

# If there is more than one car owner, please provide the respective documents
* If there is more than one driver, please provide the respective documents
~ Please provide any of the following valid documents: Vehicle Registration Information Report / Vehicle Registration Certificate / Vehicle Ownership Registration Certificate Information in “Macao One Account” / Vehicle Ownership Registration Certificate (Paper) / Vehicle Sales Contract / Receipt of Application for Registration of Transfer of Vehicle Ownership

Remarks:
1. Please refer to policy terms and conditions for details.
2. This service/product is not targeted at persons in the European Union.