危疾保險
「澳安心」危疾保障計劃
澳門保險「澳安心」危疾保障計劃（本計劃）為您提供周全的嚴重疾病保障，涵蓋多達62種嚴重疾病，為您及您的家人提供終身的健康保障。
基本計劃
| 62種嚴重疾病保障 | 若受保人不幸於保障期內被診斷患上嚴重疾病列表內的任何一項，可獲一次性並相等於投保額100%的賠償，舒緩突如其來的經濟負擔。 |
|---|
附加保障計劃
| 58種早期疾病保障 | 若受保人不幸於保障期內被診斷患上疾病列表內的任何一項早期疾病，可獲預支相等於投保額20%的賠償，用以及時在早期進行治療。 |
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| 12種兒童及青少年疾病保障 | 若兒童或青少年受保人不幸於保障期（保障期至21歲）內被診斷患上兒童及青少年疾病列表內的任何一項疾病，可獲預支相等於投保額20%的賠償，以及時進行治療。 |
投保額
彈性靈活 安心選擇
本計劃提供三種投保額以供選擇，保費繳付方式亦可選擇月繳或年繳。
- 投保額及保費以澳門幣計算
| 保障計劃 | 投保額 | ||
|---|---|---|---|
| 計劃一 | 計劃二 | 計劃三 | |
| 基本計劃 | 200,000 | 500,000 | 1,000,000 |
| 基本計劃 + 附加保障計劃 |
160,000 + 40,000 |
400,000 + 100,000 |
800,000 + 200,000 |
疾病列表
| 受保之各種嚴重疾病 | |
|---|---|
| 62種嚴重疾病保障 | |
| 1.癌症 Cancer | 32. 失聰（損失聽覺）Deafness (Loss of Hearing) |
| 2. 亞爾茲默氏病 / 嚴重失智症 Alzheimer’s Disease / Severe Dementia | 33. 不能獨立生活 Loss of Independent Existence |
| 3. 糖尿病併發症引致的腳部截除 Amputation of Feet due to Complication from Diabetes | 34. 斷肢 Severance of Limbs |
| 4. 植物人 Apallic Syndrome | 35. 一斷肢及一眼失明 Loss of one limb and one eye |
| 5. 再生障礙性貧血 Aplastic Anaemia | 36. 損失說話能力 Loss of Speech |
| 6. 細菌性腦膜炎 Bacterial Meningitis | 37. 嚴重燒傷 Major Burns |
| 7. 良性腦腫瘤 Benign Brain Tumour | 38. 重要器官/ 骨髓移植 Major Organ/ Bone Marrow Transplantation |
| 8. 失明 Blindness (Loss of Sight) | 39. 髓質囊腫腎病 Medullary Cystic Disease |
| 9. 腦部損傷 Brain Damage | 40. 運動神經元疾病 Motor Neurone Disease |
| 10. 腦部外科手術 Brain Surgery | 41. 多發性硬化症 Multiple Sclerosis |
| 11. Brugada 綜合症需植入心臟除顫器 Brugada syndrome Defibrillator insertion | 42. 肌營養不良症 Muscular Dystrophy |
| 12. 心肌病 Cardionmyopathy | 43. 嚴重重症肌無力 Server Myasthenia Gravis |
| 13. 慢性腎上腺功能不全（愛狄信病）Chronic Adrenal Insufficiency (Addison’s Disease) | 44. 壞死性筋膜炎 Necrotising Fasciitis |
| 14. 慢性肝病 Chronic liver diseases | 45. 其他嚴重的冠狀動脈疾病 Other Serious Coronary Artery Disease |
| 15. 復發性慢性胰臟炎 Chronic Relapsing Pancreatitis | 46. 癱瘓(雙肢體喪失活動能力) Paralysis (Loss of Use of Limbs) |
| 16. 昏迷 Coma | 47. 柏金遜病 Parkinson’s Disease |
| 17. 需要進行外科手術的冠狀動脈病 Coronary Artery disease requiring surgery | 48. 須作手術之嗜鉻細胞瘤 Pheochromocytoma requiring Surgery |
| 18. 嚴重克雅二氏症 Severe Creutzfeld – Jacob Disease | 49. 脊髓灰質炎Poliomyelitis |
| 19. 嚴重克隆氏症 Severe Crohn’s Disease | 50. 原發性肺動脈高血 Primary Pulmonary Hypertension |
| 20. 夾層主動脈瘤 Dissecting Aortic Aneurysm | 51.進行性硬皮病 Progressive Scleroderma |
| 21. 伊波拉 Ebola | 52. 嚴重僵直性脊椎炎 Severe Ankylosing spondylitis |
| 22. 艾森門格綜合症 Eisenmenger’s Syndrome | 53. 嚴重骨質疏鬆症 Severe Osteoporosis |
| 23. 象皮病 Elephantiasis | 54. 嚴重牛皮癬關節炎 Severe psoriasis arthritis |
| 24. 腦炎 Encephalitis | 55. 嚴重類風濕關節炎 Severe Rheumatoid Arthritis |
| 25. 末期肺病 End Stage Lung Disease | 56. 嚴重潰瘍性結腸炎 Severe Ulcerative Colitis |
| 26. 暴發性肝炎 Fulminant Hepatitis | 57. 中風 Stroke |
| 27. 心臟病發作 Heart Attack | 58. 主動脈手術Surgery to Aorta |
| 28. 心瓣手術 Heart Valve Surgery | 59. 系統性紅斑狼瘡連狼瘡性腎炎 Systemic Lupus Erythematosus (SLE) with Lupus Nephritis |
| 29. 因職業或輸血感染人體免疫力缺乏病毒 (愛滋病) HIV Due to Blood Transfusion or Occupationally Acquired HIV | 60. 顳動脈或顱內動脈炎 Temporal arteritis or cranial arteritis |
| 30. 傳染性心內膜炎 Infective Endocarditis | 61. 末期疾病 Terminal Illness |
| 31. 腎衰竭 Kidney Failure | 62. 結核性腦膜炎 Tuberculosis Meningitis |
| 預支賠償之早期疾病及兒童/ 青少年疾病 | |
| 58種早期疾病保障 58 Types of Early Stage Major Illness | 36. 中度嚴重燒傷 Moderately Severe Burns |
| 1.原位癌或早期癌症 Carcinoma-in-situ(CIS) or Early Stage Cancer | 37. 器官移植（於器官移植輪候冊名單上）Organ Transplantation (on waiting list) |
| 2. 中度嚴重亞爾茲默氏病 Moderately Severe Alzheimer’s Disease | 38. 單腎切除手術 Surgical Removal of One Kidney |
| 3. 糖尿病併發症引致的單腳截除 Amputation of One Foot due to Complication from Diabetes | 39. 早期運動神經元疾病 Early Motor Neurone Disease |
| 4. 硬腦膜下血腫手術 Surgery for Subdural Hematoma | 40. 早期多發性硬化症 Early Multiple Sclerosis |
| 5. 急性再生障礙性貧血 Acute Aplastic Anaemia | 41. 其他中度嚴重的冠狀動脈疾病 Other moderately serious coronary artery disease |
| 6. 中度嚴重細菌性腦膜炎 Moderately Severe Bacterial Meningitis | 42. 周圍動脈疾病的血管介入治療 Endovascular Treatment of Peripheral Arterial Disease |
| 7. 腦下垂體腫瘤切除手術 Surgical Removal of Pituitary Tumour | 43. 中度嚴重癱瘓 Moderately Severe Paralysis |
| 8. 視神經萎縮導致低視力 Optic Nerve Atrophy with Low Vision | 44. 中度嚴重柏金遜病 Moderately Severe Parkinson’s Disease |
| 9. 糖尿病視網膜病變 Diabetic Retinopathy | 45. 中度嚴重脊髓灰質炎 Moderately Severe Poliomyelitis |
| 10. 中度嚴重腦部損傷 Moderately Severe Brain Damage | 46. 次發性肺動脈高血壓 Secondary Pulmonary Hypertension |
| 11. 植入大腦内分流器 Cerebral Shunt Insertion | 47. 早期系統性硬皮病 Early Systemic Scleroderma |
| 12. 大腦動脈瘤的血管介入治療 Endovascular Treatment for Cerebral Aneurysm | 48. 中度僵直性脊椎炎 Moderate Ankylosing spondylitis |
| 13. 心臟起搏器植入 Insertion of Pacemaker | 49. 中度嚴重骨質疏鬆症 Moderately Severe Osteoporosis |
| 14. 因腎上腺腺瘤的腎上腺切除術 Adrenalectomy for Adrenal Adenoma | 50. 中度牛皮癬關節炎 Moderate Psoriasis arthritis |
| 15. 肝臟手術 Liver Surgery | 51. 中度嚴重類風濕關節炎 Moderately Severe Rheumatoid Arthritis |
| 16. 部份胰臟切除 Partial Resection of Pancreas | 52. 中度嚴重潰瘍性結腸炎 Moderately Severe Ulcerative Colitis |
| 17. 昏迷 48 小時 Coma for Forty-eight (48) Hours | 53. 頸動脈手術 Carotid Artery Surgery |
| 18. 冠狀動脈成形術 Angioplasty and other Invasive Treatments for Coronary Artery Disease (CAD) | 54. 於頸動脈進行血管成形術及植入支架 Angioplasty and Carotid Arteries |
| 19. 中度嚴重克雅二氏症 Moderately Severe Creutzfeid-Jacob Disease (CJD) | 55. 主動脈微創手術 Minimally Invasive Surgery to Aorta |
| 20. 中度嚴重克隆氏症 Moderately Severe Crohn’s Disease | 56. 中度嚴重系統性紅斑狼瘡連狼瘡性腎炎 Moderately Severe Systemic Lupus Erythematosus (SLE) with Lupus Nephritis |
| 21. 腦動脈瘤或動靜脈畸形外科手術 Cerebral Aneurysm or Arteriovenous Malformation Requiring Surgery | 57. 第四級高血壓性视網膜病變 Grade 4 Hypertensive Retinopathy |
| 22. 植入靜脈過濾器 Insertion of a Veno-cava Filter | 58. 結核性脊髓炎 Tuberculous Myelitis |
| 23. 早期象皮病 Early Elephantiasis | 12種兒童及青少年疾病 |
| 24. 中度嚴重腦炎 Moderately Severe Encephalitis | 1. 自閉症 Autism |
| 25. 單肺切除手術 Surgical Removal of One Lung | 2. 出血性登革熱 Dengue Hemorrhagic Fever |
| 26. 慢性肺病 Chronic Lung Disease | 3. 甲型血友病及乙型血友病 Hemophilia A and Hemophilia B |
| 27. 膽道系統重建手術 Biliary Tract Reconstruction Surgery | 4. 胰島素依賴型糖尿病 Insulin Dependent Diabetes Mellitus |
| 28. 心包膜切除 Pericardectomy | 5. 幼年脊髓肌肉萎縮症 Juvenile Spinal Amyotrophy |
| 29. 經皮瓣膜手術 Percutaneous Valve Surgery | 6. 川崎綜合症 Kawasaki Disease |
| 30. 早期腎衰竭 Early Renal Failure | 7. 成骨不全症 Osteogenesis Imperfecta |
| 31. 植入人工耳蝸手術 Cochlear Implant Surgery | 8. 風濕性心瓣疾病 Rheumatic Fever with Valvular Impairment |
| 32. 中度不能獨立生活 Moderately Loss of Independent Existence | 9. 嚴重哮喘 Severe Asthma |
| 33. 單一斷肢 Severance of One Limb | 10. 嚴重癲癇 Severe Epilepsy |
| 34. 一眼失明 Loss of Sight in One Eye | 11. 系統性幼年類風濕關節炎斯蒂爾病 Systemic Juvenile Rheumatoid Arthritis or Still Disease |
| 35. 因聲帶痳痺導致喪失說話能力 Loss of Speech due to Vocal Cord Paralysis | 12. 威爾遜病 Wilson's Disease |
